Finance & Mortgages

Recommended Lenders

Find the right mortgage lender. We partner with local professionals who share our commitment to trust, relationships, and finding the best solutions for you.

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Peggy Ayers & Trish Toutloff

45 Years Combined Experience

At CIBM Mortgage, we value our clients and believe that its all about relationships. Here, you’ll find that we have a strong commitment to helping you achieve your financial goals.

Whether you are just starting on your journey of homeownership or you are looking to downsize or upgrade, you want a local mortgage professional you can trust to deliver the best solution for your needs, not the best solution for the mortgage company.

Together, Peggy Ayers and Trish Toutloff have 45 years of delivering the best solutions for their mortgage clients. With a spectrum of residential lending options such as 0% - 20%+ down payment options, to grant and down payment assistance programs, they really have you covered.

Call Peggy & Trish
cherry-creek

Erik Thiel

22 Years Experience

I have 22 total years of banking experience and am currently working with customers in Sheboygan County, Manitowoc County, Milwaukee, and Green bay. I have the ability to work with customers across the State.

Whether it’s your first home purchase or the home you’d like to retire in, I can help you with the prequalification process for the right mortgage to fit your needs and budget. I specialize in Conventional, VA, FHA, USDA, and Jumbo loans.

Call Erik
usbank

Jeff Fahrenbach

12+ Years Experience

As a mortgage loan officer right here in Sheboygan, with over 12 years of mortgage experience, I will work with you to help find the right mortgage for your unique situation. U.S. Bank offers competitive financing options from conventional loans to VA, FHA, USDA, jumbo and WHEDA.

No matter what you are looking for, we likely have an option that will work for you and your family. I’m also available on weeknights and weekends to fit into your schedule and answer any question you may have regarding the home buying process.

No matter if you are first-time homebuyer or purchasing your forever home, you can trust me to do what's right for you! Give me a call to start your pre-approval today!

Call Jeff
bankfirst

Becca Thimmig

15 Years Experience

At Bank First, Becca Thimmig will help you unlock your dream home with our personalized mortgage options designed just for you! Whether you're a first-time buyer, looking to downsize, upgrade or refinance, we offer competitive rates and flexible terms to fit your needs.

🏡 Why Choose Us?

  • Local decisions: We know our community!
  • Tailored solutions: Loans that match your financial goals.
  • Exceptional service: Our friendly team is here to guide you every step of the way.
  • 15 year of banking and mortgage experience helping clients achieve their goals!

Apply Online

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Testimonials

Strong Relationships, Happy Clients

"Cassidy is the BEST realtor! She helped me find and secure my home in a timely and swift manner. She is a kind, punctual, understanding, knowledgable, and diligent agent!"
"Sarah was super professional and knowledgeable. We were able to reachout to her at any time with questions as a seller and priced my house perfect for the market, got an offer within two days !! Would recommend to anyone!"
"Helped things go as smooth as possible. Was always extremely knowledgeable and honest"
"Amazing team, highly recommend! Sarah is hands down the best and made our experience super easy."
"When I say Sarah is with you from the first baby-steps to the END END, I mean it. This was our second time working with Sarah, and when we were looking to move to a new area, there was no question as to who we’d ask us to help with that journey of not only buying a new home, but selling the o
"I've had the pleasure of working with two of the agents at Olive Branch Realty. Recently Zach helped me with a purchase and a sale. His expertise and advice is invaluable. He is personable, professional and knowledgeable. I could not have had a smoother and faster sale and purchase due to
"We have been SO BLESSED to have not 1 but 2 Agents from this Agency ! We bought a home thru Brenda Richterkessing over a year ago and then as she has started the retiring process and we needed to sell this Beautiful home, as we live Full Time in Georgia... Brenda quickly told us about our Won
"Working with Sarah was a great experience. We were selling our parents home and she did a great job explaining the process to us and to our elderly parents. She was very informative about what we needed to do to the home to make it more sellable. Sarah was always prompt and had great communica
"If you are looking for a realtor who goes above and beyond look no further as Sarah Stemper owner of Olive Branch Reality is the Best in the Business. We are forever Grateful for her gratitude and compassion selling our moms house . As we were dealing with a timeline and Sarah made it happen a
"Sarah Stemper is an incredible asset to olive branch realty. She was always attentive and beyond supportive throughout the entire process."
"I cannot express enough how grateful I am to have Sarah first as my friend, then as my realtor. From the moment we started this journey together, she has been incredibly supportive and always sharing her expertise, and most importantly her time. Selling my first home felt scary, but Sarah made
"Sarah at Olive Branch is the best! She helped us and our friends find the PERFECT spot for a new business venture. She is very accommodating and super knowledgable about all things real estate. Bonus, she is just a joy to be around, great energy. I will for sure be using Sarah again in the fut
"Sarah sat down with us when we first arrived in Sheboygan and really took the time to listen to our wants and needs in a new home. She was happy to show us a variety of houses as we got a better sense of the area and housing stock. Her knowledge of the communities is deep. Sarah was never pu
"Sarah Stemper is the only realtor we’ve used in Sheboygan- and for very good reasons! She is super knowledgeable about the local market, is a creative thinker, so very helpful whenever questions came up, extremely responsive to anything we needed. We were out of state when our house was shown
"My husband, Tim, and I just purchased a condo and sold our home of 38 yrs. Sarah made both experiences seamless. Her whole approach from start to finish is so professional. Sarah has excellent communication skills. She is patient, friendly and enthusiastic. We highly recommend Sarah Stemper an
"Sarah is a great communicator, always responding quickly to questions and giving us any updates. She knows the area well and we were able to get four offers in three days without an open house. Every step in the sale went smoothly. We would recommend Sarah."
"We loved working with Sarah Stemper of Olive Branch Realty. She was friendly and helpful – we liked her right away! Her knowledge of the Sheboygan area gave us confidence that we would find the right house to meet our needs in retirement. Sarah paid attention to our budget parameters and to
"If I could provide Sarah Stemper at Olive Branch Realty with 11 stars, I would! She helped us buy and sell our new and previous home and the transactions were both seamless. She was attentive, responsive, compassionate, and exceeded any expection I had (which can be hard to do)! She's the best
"Sarah is an extremely hard worker! Very professional in all that she does! Highly recommend if you’re buying or selling! Excellent experience!"
"We are so glad that we chose Sarah Stemper- Olive Branch Realty for our real estate process needs. Sarah knowledge and experience, combined with her patient approach, made a smooth and successful process of selling our property. We highly recommend Sarah to anyone looking for top-notch real es
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Five-star service reviewed on Google